November में UPI Transactions ने बनाया New Record with 20.47 Billion Count

November महीने में Unified Payments Interface (UPI) की transaction count year-on-year आधार पर 32 per cent बढ़कर 20.47 billion तक पहुंच गई and transaction value में 22 per cent की वृद्धि के साथ यह Rs 26.32 lakh crore रही, according to NPCI data released on Monday.
NPCI के आंकड़ों के अनुसार, November में average daily transaction amount Rs 87,721 crore रहा and average daily transaction volume 682 million दर्ज किया गया, जो October के 668 million से अधिक है.

💸 IMPS & Monthly Trend | आईएमपीएस और मासिक रुझान

Instant money transfer service IMPS के जरिए November में Rs 6.15 lakh crore के transactions दर्ज किए गए and this marked a 10 per cent year-on-year growth in value, जबकि total transaction count 369 million रहा.
Daily IMPS transaction amount November में Rs 20,506 crore रहा and this reflects sustained usage of real-time payment systems across the country.
October में UPI transactions 25 per cent YoY बढ़कर 20.70 billion तक पहुंचे थे और transaction amount Rs 27.28 lakh crore दर्ज किया गया था, highlighting continued momentum.

🌐 Digital Payments Boom | डिजिटल भुगतान में उछाल

UPI ने India के digital payment ecosystem में अपनी dominance बनाए रखी है and in the first half of 2025 alone, transactions surged 35 per cent YoY to 106.36 billion, according to industry data.
Total transaction value H1 2025 में Rs 143.34 lakh crore तक पहुंच गई and Worldline’s India Digital Payments Report said this highlights how deeply digital payments have become embedded in everyday life.
Person-to-merchant (P2M) transactions 37 per cent बढ़कर 67.01 billion हो गए and this growth was driven by the “Kirana Effect,” जहां small and micro merchants digital economy की रीढ़ बनते जा रहे हैं.
India का QR-based payment network भी जून 2025 तक बढ़कर 678 million हो गया and this reflected a 111 per cent rise since January 2024.
India की Digital Public Infrastructure (DPI) ने universal access को enable किया है and it continues to bridge the urban–rural divide while positioning the country as a global digital powerhouse.